Insurance for Extended Stay Hotels
Property, liability, and business income coverage tailored to extended stay and hospitality operations across Utah.
Commercial Insurance for Extended Stay & Hospitality Properties
Extended stay hotels operate differently from traditional nightly-stay properties. Longer guest stays, in-unit kitchens, housekeeping schedules, and round-the-clock operations create liability and property exposures that standard hospitality policies don’t always address correctly.
Blackridge Risk Partners works with extended stay hotel owners, operators, and investors across Utah — placing commercial coverage that reflects how your property actually runs, from guest liability and property damage to business interruption and employee protection.
Who We Work With
We focus on hospitality properties with real operational complexity — not a one-size-fits-all hotel policy.
Extended Stay Hotels
Purpose-built and converted extended stay properties face habitational-style exposures with commercial hotel operations. We help owners and operators place property, liability, and business income coverage aligned to longer guest stays, in-unit kitchens, and daily staffing needs.
Select-Service & Limited-Service Hotels
Smaller-footprint hotels with lean staffing still carry significant property and guest liability exposure. We review your operations and place coverage that matches your service model and occupancy patterns.
Motels & Lodging Properties
Motel and roadside lodging operators need straightforward coverage guidance and responsive service when certificates, lender requirements, or policy changes come up mid-renewal.
Hospitality Investors
Owners with multiple properties need consistent coverage structure, appropriate limits across locations, and a broker who understands lender and investor requirements for hospitality assets.
Why Extended Stay Hotels Need Specialized Coverage
Extended stay properties blend hotel operations with residential-style occupancy. Guest stays are longer, units often include kitchen facilities, and maintenance and housekeeping exposures run daily. A generic hospitality or habitational policy may leave gaps in business income, equipment breakdown, or liability limits.
An independent broker helps you understand what your current program actually covers, where limits may fall short, and which carriers are actively writing extended stay and hospitality risks in Utah — then places protection that fits your property and ownership structure.
Let’s Talk About Your Coverage
Whether you’re looking for commercial insurance for your business or personal coverage for your family, our team is ready to help. Reach out and we’ll get back to you within one business day